Which of the following is a current concern regarding the future of Social Security?

a. Social Security payments will be privatized in 2020 and be subject to the investment skills of individual investors and the risks of the stock market.

b. The Social Security contribution to the federal debt places the program at risk for continuation.

c. If Social Security taxes continue to be lowered, as in 2010, the current surplus will be eliminated and available benefits to baby boomers will be at great risk.

d. Social Security taxes on incomes over $200,000 are scheduled to be eliminated in 2015.